Updated August 16, 2026
What Express Cash offers
Express Cash offers loan amounts from $300 to $1,500. The application is paperless, and bank verification is used instead of a credit check. Every request is reviewed and may be declined. If a loan is approved, the funds are sent by Interac e-Transfer. When the money appears in your account also depends on your bank’s settings.
To start a request, use the online application. Visit the representative example to see how a loan is calculated.
How a decision is made
Sending an application does not mean it has been approved. Express Cash reviews each request before making an offer. Bank verification considers current account activity, and some applications are declined.
Agents are available 24/7 to answer questions about the application.
Contact Sean Côté
Sean Côté is responsible for this page and is your point of contact. Write to info@expresscash.ca or use the contact form.
The laws of the Province of Quebec govern claims related to the Express Cash website. For details, read the terms of use.
Independent reviews
Express Cash has a public profile on Trustpilot, where you can read recent reviews. Ratings change over time, so the profile is the best place to see the latest information.
Frequently asked questions
Sean Côté is responsible for this page and is your point of contact. Write to info@expresscash.ca or use the contact form.
Express Cash offers loan amounts from $300 to $1,500.
The application uses bank verification instead of a credit check. Every application is reviewed and may be declined.
If the application is approved, funds are sent by Interac e-Transfer to a Canadian bank account. When the money appears also depends on your own bank's settings.
About ten minutes, any hour
Every request is reviewed by a real person, and approved loans are sent by Interac e-Transfer, nights and weekends included.